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Click here to apply online for the Trek Credit Card (shown below) or come in to our store to apply. This credit card account is issued by World Financial Network National Bank, and offers convenient online account access. It also features:

  • No payments for 6 months*
  • Convenient minimum monthly payments
  • No annual fee
  • Can be used on any bike brand including Specialized and Santa Cruz Bikes as well as services or parts
  • Apply online or at our Walnut Creek store (Encina) 
  • All final purchasing must take place at our Walnut Creek store (Encina)

Trek Financing

*When you use your Trek Credit Card account, Finance Charges are deferred for promotional credit plan purchases and then accrue from the date of purchase through and including the last day of the promotional period if the purchase amount is not paid in full by the promotional period end date (6 months from date of purchase). If the promotional credit plan purchase is not paid in full before the promotional period ends, the remaining balance, including the accrued finance charges, will be included in your regular revolving balance and regular credit terms will apply. As of March 1, 2006, accounts are subject to an APR of 24.75%, this rate may vary, minimum FINANCE CHARGE of $1.00 based on Average Daily Balance.

Encina Bicycle Center